Praise Onyenemezu
Jun 3, 2025
Recently, a story surfaced about a man named Sam, and it’s one that could happen to anyone.
It was a hot afternoon, and Sam was at work, casually scrolling through his phone, when he received a WhatsApp message that read:
"Hello, sir, my name is Jerry. We need you to verify your email address. You applied for a loan with us some time ago."
Right after that message, they sent him a link and asked him to click and complete his loan application.
He clicked, and it redirected him to a website that looked like a loan application portal. At first, it didn’t seem suspicious. After all, Sam had recently explored several loan apps, testing out different platforms and dropping off at various stages. So, the message felt familiar, maybe it was one of the online loan apps he had used?
But then, something felt off.
Sam paused and asked in the chat,
"Can you remind me when exactly I applied?"
They claimed it was two weeks back. But Sam was no rookie. He quickly searched for the company's official customer support number and gave them a call.
To his surprise, they told him:
"You have no records with us."
Sam didn’t wait. He reported the incident immediately. And thanks to that quick action, no harm was done. Let’s just say, Sam – 1, Scammers – 0 💪🏽
Why are we sharing this?
There’s been a lot happening lately in the news, and not all of it is good. As scammers evolve their tactics, your best defence is staying informed and alert.
The truth is, scammers are getting smarter by the day. Just like you head out to work every morning, they're also up early brainstorming new tricks to deceive people, and sadly, sometimes they succeed.
That’s why we’re kicking off this fraud education series: to share real-life scam stories, specifically around online loan fraud, phishing links, and tricks we’ve seen in the news.. Each story comes with a practical lesson that could save you from falling victim.
So if you care about staying safe, grab a drink and stick with us over the next few weeks to keep you updated on what these scammers are up to.
And here’s what you can learn from Sam.
Always verify before you click. Scammers often pretend to be from trusted companies and pressure you to take quick action. If anything feels off, it probably is.
Use official apps or secure, encrypted, and verified websites to manage your loans or finances. Also, check for online reviews and scam alerts.
If someone contacts you out of the blue about a loan, always ask for details. If they can't provide clear answers, that’s your signal to stop.
Report suspicious activity to the FCCPC, EFCC, CBN or relevant law enforcement authority.
Want to know which loan platforms are safe and trustworthy? Here are the top 10 loan apps in Nigeria that you can rely on.
Catch you next week with another real-life scam trick to keep you informed and protected.
FAQs
How much can I borrow from QuickCheck?
QuickCheck offers urgent loans ranging from ₦10,000, ₦30,000 to ₦500,000 or even ₦1,000,000, depending on your creditworthiness and eligibility.
How does QuickCheck work?
You can begin your application by downloading the QuickCheck app from the Google Play Store.
After downloading the app, please fill in the provided fields correctly.
Submit your application on the app.
Verify your identity
Add your preferred means of repayment
Your loan will be disbursed in less than 5 minutes
How secure is my personal and financial information with QuickCheck?
Your personal and financial information is 100% secure with QuickCheck. The platform is fully compliant, which means we strictly adhere to data privacy and security standards. QuickCheck is committed to protecting your sensitive information from your BVN to your loan details, so you can borrow with confidence and peace of mind.